DIGITAL RUBLE AS AN OBJECT OF CIVIL RIGHTS: CONCEPT, LEGAL NATURE
УДК 341.954:004 ББК 67.404.021с51
Abstract
The article is devoted to the study of the legal construction of the «digital ruble», the definition of itslegal nature and the relationship with other categories, such as «digital rights», «digital currency», «digitalassets». The main features of the turnover of these objects are analyzed. It is noted that digital financial assetsare a property right, while not being a currency or a means of payment, and digital currency is recognizedas property. Digital currency is a financial instrument that performs the functions of: means of exchange, and / or measures of value, and / or means of accumulation, which does not have the status of legal tender,existing in electronic form. It is concluded that at present, Russian legislation considers digital currencies as«property for individual purposes». Another digital financial instrument is the digital ruble. This is a type ofcurrency that exists in digital form, recognized by the state as legal tender. The main feature of the digitalruble is the possibility of its centralized issue by the Bank of Russia. This is a type of non-cash funds thatcan only be calculated by transferring on a special platform of the Bank of Russia. At the same time, unlikeforeign law and order, the domestic legislator did not follow the path of classifying the digital ruble as adigital currency. The lack of a clear conceptual base in relation to newly introduced financial instruments,insufficient regulation of the rules for their circulation raises questions in practice, which indicates the needto improve legal instruments in the field under study.
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